Criticare plus health plan is probably one of the most comprehensive health plan because it provides regular hospitalization benefits in addition to the critical illness cover

Highlight:

Provides for regular hospitalization benefits along with critical illness coverage
Provides for accident benefit coverage as well
Extensive critical illness coverage till 70 Years
Lump sum payment equal to the Sum Insured in case of major illness if opted for
Non-allopathic treatment is also covered
Life long policy renewal is available
No third party Administrator, direct in-house claims settlement
Network of more than 6000 Hospitals accorss India
Free medical consultation available over phone 24X7 Toll free helpline
Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title

Description

Room Rent Limit

Up to 2% of sum insured, max 4000

Pre-Hospitalization Expenses

30 days

Post Hospitalization Expenses

Up to 7% of hospitalization expenses,Max 5000

Minimum Hospitalization Period

24 Hrs

Day Care Procedure Coverage

Specified procedure covered

Pre-Existing Disease / Illness coverage

After48 months

Waiting Period for New Policy

30 days

Co-Payment

Up to 30% entry age 60 years and above

Medical Screening

Up to 30% from age 60 years

Ambulance Expenses

Up to 750 per hospitalization, Max 1500 per policy period

Non-Allopathic Treatments

Up to 25% sum insured, Max 25000

Nursing Allowance

Up to 2% of sum insured