Plans for Individuals
  • Individual Medishield
    •
  • Health Protector
    •
  • Health Protector Plus Individual
    •
  • Corona Kavach Individual
    •
  • Corona Rakshak
    •
    Plans for Families
  • Swashthya Kavach
    •
  • Family Health Protector
    •
  • Health Protector Plus Floater
    •
  • Corona Kavach Floater
    •
    Useful Information

    IFFCO

    TPA Information

    Individual Medishield

    Synopsis:

    Individual Medishield policy is a complete protection plan for the medical treatment of your entire family

    Highlight:

    • Pre and post hospitalization expenses are covered up to 60 Days each
    • Domiciliary hospitalization expenses up to 20% of Basic Sum Insured
    • Enhancement of Sum Insured for every claim free year without additional premium
    • No Medical Tests up to 45 years
    • Hospitalization treatment for less than 24 hours covered under specified circumstances
    • Option of Double the sum Insured in case of Critical Illness
    • Emergency Additional Services at no extra cost
    • Non-allopathic treatment is also covered
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    Up to 1% of sum insured
    ICU Daily Rent Limit
    Up to 2.5% of sum insured
    Pre-Hospitalization Expenses
    60 days
    Post Hospitalization Expenses
    60 days
    Minimum Hospitalization Period
    24 hrs
    Day Care Procedure Coverage
    121 procedures covered
    Pre-Existing Disease / Illness coverage
    After 36 months of continuous coverage
    Waiting Period for New Policy
    30 days
    Medical Screening
    Above age 45 years
    Free Health Checkup
    Once at the end of 4 claim free years
    Ambulance Expenses
    Up to 1% of basic sum insured, Max 1500
    Non-Allopathic Treatments
    Up to 10% of basic sum insured
    Daily Hospitalization Allowance
    Yes
    Nursing Allowance
    Up to 1% of sum insured
    No Claim Bonus
    Up to 5% of sum insured, Max 50%