Healthcare Plus Policy, a health insurance cover that takes care of excess payment that may arise due to the amount paid for illness over and above existing cover.

Highlight:

Sum Insured can be enhanced only upon renewal, subject to underwriter's approval.
Single premium across different age groups.
Flexible Sum Insured and Deductibles & No Co- pay.
Individual cover for each member of the family.
Value added services through ICICI Lombard Health Care.
The policy allows to include or exclude a member in the plan only at the time of renewal.
Pre existing diseases covered after a waiting period of 4 years.
Tax rebate available as per provision of Income Tax Rules under section 80-D.

Benefit:

Title

Description

Room Rent Limit

No Limit

ICU Daily Rent Limit

No Limit

Minimum Hospitalization Period

24 Hrs

Automatic Restoration of Sum Insured

Yes

Pre-Existing Disease / Illness coverage

After 48 months

Waiting Period for New Policy

30 Days

Medical Screening

For 56 yrs & above

Free Health Checkup

Yes, Annually

Daily Hospitalization Allowance

No Limit