Plans for Individuals
  • Medisure Classic Individual
    •
  • Medisure Prime Individual
    •
  • My:health Medisure Super Top-up Individual
    •
  • Health Suraksha Top Up Plus Individual
    •
  • Health Suraksha Individual
    •
  • Critical Illness Old
    •
  • Day 2 Day Care Individual
    •
  • Health Suraksha With Regain And Ecb Individual
    •
  • My:health Suraksha Individual
    •
  • My Health: Medisure Super Top Up Individual
    •
  • Critical Illness
    •
  • Corona Kavach Individual
    •
    Plans for Families
  • Medisure Classic Floater
    •
  • Medisure Prime Floater
    •
  • My:health Medisure Super Top-up Floater
    •
  • Health Suraksha Top Up Plus Floater
    •
  • Health Suraksha Floater
    •
  • My Health: Medisure Super Top Up Floater
    •
  • Day 2 Day Care Floater
    •
  • Health Suraksha With Regain And Ecb Floater
    •
  • My:health Suraksha Floater
    •
  • Corona Kavach Floater
    •
    Useful Information

    HDFC

    TPA Information

    Health Suraksha Individual

    Synopsis:

    HDFC ERGO Health Suraksha health insurance plan covers in-patient treatments, pre-hospitalization expenses, 144 day-care procedures, domiciliary treatments and many such expenses incurred during treatment.

    Highlight:

    • Avail cashless services from our vast network of more than 5000+ hospitals.
    • No Sub-limits on hospital room rents, hospital expenses, specific diseases and doctor fees.
    • Tax rebate available as per provision of Income Tax Rules under section 80-D.
    • 144 day Care Procedures covered.
    • Pre-existing diseases are Covered after 48 months of continuous coverage.
    • Get optional Benefits like Enhanced Cumulative Bonus,Regain Benefit,Co-Payment etc on payment of Addtional premium.
    • Get Convalescence Benefit Lumpsum payment of 1% of sum insured, max. of Rs.10,000 for Hospitalisation exceeding 10 Days.
    • Life long policy renewal is available.

    Benefit:

    Title
    Description
    Room Rent Limit
    No Sub-limits on any disease, room rent, hospital charges and doctor fees
    ICU Daily Rent Limit
    Covered
    Pre-Hospitalization Expenses
    60 days
    Post Hospitalization Expenses
    90 days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    144 procedures covered.
    Additional Cover for Critical Illness
    Optional
    Automatic Restoration of Sum Insured
    Yes (Optional)
    Pre-Existing Disease / Illness coverage
    After 48 months
    Waiting Period for New Policy
    30 Days
    Co-Payment
    10%/20% Co- pay (Optional)
    Medical Screening
    No Medical Check-up upto 45 years
    Free Health Checkup
    Once after 4 claim free years
    Ambulance Expenses
    Upto Rs.2000/3000 (as per Plan)
    Non-Allopathic Treatments
    Pays for medical expenses for in-patient treatment taken under Ayurveda, Unani, Sidha or Homeopathy
    New Born Baby Cover
    Optional
    Daily Hospitalization Allowance
    Yes, Optional
    Donor Expenses
    Pays for medical expenses for an organ donor's treatment in the event of organ transplantation
    Nursing Allowance
    Covered
    No Claim Bonus
    5% bonus on Sum Insured for every claim-free year