Useful Information


TPA Information

Family Medicare 2014


Family Medicare 2014 policy takes care of hospitalization and medical expenses incurred by individual and family members.


  • Wide cover for treatment against illnesses and accident
  • Get coverage before, during and after hospitalization
  • No medical tests required up to 45 Years of Age
  • Non-allopathic treatment is covered
  • Option of additional cover incase of Critical Illness
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days, max 10% of sum insured
Post Hospitalization Expenses
60 days, max 10% of sum insured
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Pre-Existing Disease / Illness coverage
After48 months, 24 months for specific diseases
Waiting Period for New Policy
30 days
Free Health Checkup
Up to 1% of sum insured, once in 3 claim free years
Ambulance Expenses
Up to 2500 per hospitalization
Non-Allopathic Treatments
Daily Hospitalization Allowance
Optional, up to 500 per day, Max up to 5000 per hospitalization
Nursing Allowance
Up to 1% of the sum insured
No Claim Discount
Up to 3% per year after 3 claim free years, Max 15%