Plans for Individuals
  • Easy Health Individual
    •
  • Optima Restore Individual
    •
  • Optima Super Individual
    •
  • Optima Vital
    •
  • EH Critical Illness Addon
    •
  • Optima Senior
    •
  • Optima Cash Gold
    •
  • Energy
    •
  • Dengue Care
    •
  • Health Wallet Individual
    •
  • Ican Individual
    •
    Plans for Families
  • Easy Health Floater
    •
  • Optima Restore Floater
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  • Optima Super Floater
    •
  • Optima Plus Top Up
    •
  • Optima Cash Platinum
    •
  • Health Wallet Floater
    •
  • Maxima
    •
    Useful Information

    HDFC Health

    TPA Information

    Optima Plus Top Up

    Synopsis:

    Optima Plus offers to cover you for higher hospitalization expenditures at nominal premium. It is the only plan in India that offers an option to convert to a fully-fledged nil deductible health insurance plan on retirement

    Highlight:

    • Option to convert the plan to a fully fledged indemnity health insurance plan available only at renewal between 58-60 years
    • 140 Day care treatments are covered.
    • Get 7.5% discount by opting for two years policy
    • Domiciliary treatment expenses are also covered.
    • Life long policy renewal is available
    • Tax rebate available as per provision of Income Tax Rules under section 80-D
    • Family Discount of 10% if 2 or more family members are covered under the same policy.

    Benefit:

    Title
    Description
    Room Rent Limit
    No Limit
    ICU Daily Rent Limit
    No Limit
    Pre-Hospitalization Expenses
    60 days
    Post Hospitalization Expenses
    90 Days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    140 procedures covered
    Pre-Existing Disease / Illness coverage
    After 24 months for specific diseases or pre-existing conditions
    Waiting Period for New Policy
    30 days
    Ambulance Expenses
    Up to 2000 per hospitalisation
    Donor Expenses
    Covered